Coast FIRE Calculator: When Can You Stop Saving Money? (2026)

Coast FIRE Calculator

Find out when you can stop saving and let your money do the work.

Current Age

Target Retirement Age

Annual Spending in Retirement ($)

How much will you need to live on per year?

Current Invested Net Worth ($)

Stocks, 401k, IRAs (Do not include your home).

Your Coast FIRE Number

$0

This is what you need invested today to never save again.

*Assumes a 7% inflation-adjusted annual return and the standard 4% Safe Withdrawal Rate rule.